A recent Boynton Health Service student survey showed excessive credit card debt by University students is lower than the national average.

Findings from 2001 show 21 percent of U.S. students with credit cards had balances between $3,000 and $7,000. Only 7.7 percent of University students ages 18 to 24 had balances greater than $3,000.

The survey also showed a link between high credit card debt and students who are high-risk alcohol and tobacco users.

Students with high credit card debt might also forgo educational experiences such as unpaid internships because of their need to work to pay off debts, survey results showed.

The survey results were presented Thursday at a Board of Regents subcommittee meeting.