ESPANOLA, N.M. (AP) âÄî Democratic presidential nominee Barack Obama promised new ideas Thursday to calm America’s financial meltdown and help struggling families avoid mortgage foreclosure, saying that “this is not a time for fear, it’s not a time for panic.” Obama also heaped criticism and sarcasm on Republican rival John McCain and mocked his promise to fire the head of the Securities and Exchange Commission if elected president. “I think that’s all fine and good but here’s what I think,” Obama said. “In the next 47 days you can fire the whole trickle-down, on-your-own, look-the-other way crowd in Washington who has led us down this disastrous path. “Don’t just get rid of one guy. Get rid of this administration,” he said. “Get rid of this philosophy. Get rid of the do-nothing approach to our economic problem and put somebody in there who’s going to fight for you.” Obama came up with yet another way to poke fun at McCain for his comment Monday that the fundamentals of the economy were strong. “This comment was so out of touch that even George Bush’s White House couldn’t agree with it when they were asked about it. They had to distance themselves from John McCain.”